Joshu Logo

The #1 Platform for
Modern Insurers

Joshu empowers you to move faster where it matters most. Accelerate product development, automate underwriting, and create seamless digital experiences with our AI-powered, no-code platform.

The Core of Your Insurance Operations

Joshu is more than a PAS. It's a complete platform to build, manage, and distribute any insurance product.

Product Configuration

Define, build, and maintain any P&C or Specialty product in our no-code studio. Your existing Excel raters and Word forms are all you need to get started.

Underwriting & Risk Analysis

Automate submission triage and risk analysis with AI. Set rules for automatic quotes, declines, or referrals to an underwriter's desk for review.

Policy Lifecycle Management

Manage the full lifecycle: Rate, Quote, Bind, and Issue. Handle endorsements, renewals, and cancellations with automated, streamlined workflows.

Rating & Quoting

Implement complex rating algorithms and provide instant, accurate quotes through any channel. Our flexible rating engine adapts to your specific business needs.

Document Generation

Dynamically generate complex and customized quotes, binders, and policy packets. Leverage data already in the platform to ensure accuracy and consistency.

Billing & Claims Integration

While focusing on underwriting and distribution, Joshu's open API architecture allows for seamless integration with your existing billing, payment, and claims systems.

From Concept to Policy in Record Time

Our streamlined process and API-first architecture make integration simple and deployment fast.

1

Build Your Product

Use our no-code tools to configure your product. Upload your Excel rater, define your rules, and design your document templates.

2

Set Up Distribution

Instantly create broker or direct-to-consumer portals with a few clicks. Customize the theme to match your brand. Email-based submissions or API-based distribution? We got you covered!

3

Go Live

Launch in weeks, not years. Need to connect back to downstream system? Explore our data exports and integrations.

Joshu UI samples on moving phone screens animation

Proven Results for Industry Leaders

Our clients achieve remarkable outcomes. Join the club.

45

Days to Launch

K2 OCONUS launched a new Workers' Comp product, responding rapidly to market needs.

142%

Premium Increase

Young Trucking MGA launched two products on a new Joshu-powered agent portal to tap a market desperate for quick quotes to close more business.

105%

Productivity Gain

Specialty casualty carrier team accelerated policy issuance from days to minutes, allowing them to write more than double they could with their former carrier.

5-7

Minutes

Automatic quoting of submissions coming in through email, by an MGA connecting an AI-based submissions intake module to Joshu

Designed for Every Forward-Thinking Insurance Professional

Our flexible platform meets the unique needs of every player in the insurance ecosystem.

Create autonomous insurance product teams that responds faster and better to market opportunities. Create a thin core in front of your existing tech stack to launch new products faster, and create exceptional customer experiences that build loyalty and drive growth.

Launch and manage programs at phenomenal speed. Our platform gives you the agility to grow your book of business, enhance underwriting capacity, and deliver superior service to your carrier and broker partners.

Get your new insurance ideas to market quickly and affordably. Our scalable, cloud-native platform grows with you from MVP to full-scale operation, without the massive upfront investment.

Give the business more control and freedom. Our API-first and product-as-configuration architecture allows you to neatly fit Joshu in your tech stack while unlocking growth opportunities for the business.

From Small Wins to Big Leaps – We Scale With You

Get in touch to see how Joshu can help you achieve your strategic goals. A conversation with us includes:

  • A live, personalized demo of the platform

    See the features most relevant to your business goals.

  • A clear implementation roadmap

    We'll assess your product's complexity and discuss how Joshu fits into your existing tech stack.

  • Transparent pricing and ROI analysis

    Understand the value and cost-savings from day one. We'll work together to make it work for you and us.

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